Duncan Homes under $1.25 million

Welcome to Duncan, British Columbia – a charming city nestled in the heart of Vancouver Island, known for its rich history, vibrant community, and stunning natural beauty. With a population of just over 5,000 residents, Duncan offers a perfect blend of small-town charm and modern amenities. The city is renowned for its cultural diversity, highlighted by the captivating totem poles that dot the landscape, paying homage to the area's Indigenous heritage.

Duncan is ideally situated for outdoor enthusiasts, with easy access to hiking trails, parks, and the breathtaking Cowichan Valley, famous for its wineries and stunning vistas. The city's downtown area is bustling with local shops, cafes, and restaurants, providing a warm and inviting atmosphere for residents and visitors alike.

For those seeking a place to call home, Duncan presents an impressive selection of properties under $1.25 million. Whether you’re looking for a cozy family home, a modern townhouse, or a charming heritage property, you’ll find a variety of options that cater to different lifestyles and preferences. The real estate market in Duncan is thriving, making it an excellent investment opportunity for both first-time homebuyers and seasoned investors.

With its picturesque surroundings, friendly community, and affordable housing options, Duncan is the perfect place to plant your roots. Come explore the possibilities and discover why so many people are choosing to make this delightful city their home!

Newest Duncan Homes under $1.25 million

$1,025,000

3 Beds ⋅ 2 Baths ⋅ 1049850 MLS

Perched above the sparkling waters of Maple Bay, this beautifully updated oceanfront home enjoys stunning ocean views and coveted southern exposure in one of Vancouver Island's most sought-after waterfront communities. The bright main level features a spacious living room, kitchen, dining area, bedroom, full bath, laundry, and garage access, with sliding doors opening to an expansive oceanfront deck perfect for relaxing or entertaining. Upstairs offers a spacious primary bedroom with ocean views, a second bedroom, den, and full bath. The walk-out lower level provides a large family or recreation room, abundant storage, and outdoor access. Recent updates include a heat pump, flooring, paint, lighting, newer appliances, a professionally built retaining wall, and new fencing. Walk to the beach, pub, general store, boat launch, Rowing Club, and Maple Mountain trails. Just 10 minutes to Duncan and an hour to Victoria or Nanaimo. Float plane service to/from Vancouver and Salt Spring Island.

936 Arbutus Ave, Duncan

Courtesy of Pemberton Holmes Ltd. (Cow Vall)

$1,150,000

3 Beds ⋅ 3 Baths ⋅ 1048202 MLS

Experience true West Coast living in this 2,693 sq.ft. oceanfront home on 0.35 acres in peaceful Genoa Bay. Enjoy panoramic ocean views from nearly every room and 3 decks, plus 1/3 ownership of a private dock with legal foreshore tenure and moorage for up to a 35’ boat. The main floor features vaulted ceilings, fireplace, dining area, kitchen with breakfast nook and deck access, bedroom, 2-piece bath and laundry. Upstairs, the primary offers a 5-piece ensuite and private deck, while a second bedroom has a 3-piece ensuite and deck access. The lower level offers flexible living, office or studio space. Recent updates include metal roof, windows, doors, gutters and paint. Walk 2 minutes to Genoa Bay Marina, beach and café. Enjoy a quiet, off-the-beaten-path lifestyle just 25 minutes from downtown Duncan, major shopping and the new hospital, with seaplane service to the Mainland only 5 minutes away.

5025 Genoa Bay Rd, Duncan

Courtesy of Sotheby's International Realty Canada (Vic2)

5000 Genoa Bay Hwy Unit ##East Wing, Duncan

$250,000

1 Beds ⋅ 1 Baths ⋅ 1047410 MLS

WELCOME ABOARD! Located on East Wing Dock at Genoa Bay Marina in the Cowichan Valley, this Custom Boathouse accommodates Max LOA 42', Max Width 14', and Max Height 12' from waterline (easily adjusted with shelter modifications). Inside features a 928 sq ft mezzanine suite above—ideal for recreational use or relaxing after a day on the water, with occasional stay-aboard use permitted. Combining vessel protection with an upper-level retreat, it offers security and a coastal getaway minutes from Cowichan Bay and Duncan. Marina amenities include power/water hookups, Wi-Fi, washrooms, showers, laundry, pet-friendly docks, e-bike rentals, and a year-round café. Explore nearby Mt. Tzouhalem hikes, kayaking, local art galleries, and Cowichan Bay Village!

5000 Genoa Bay Hwy Unit ##East Wing, Duncan

Courtesy of Pemberton Holmes - Sooke

$785,000

2 Beds ⋅ 3 Baths ⋅ 1044856 MLS

This 1 acre set back from the road is a charming oasis situated within a five-minute walk into downtown Duncan. The view overlooks a protected sanctuary of Somenos Marsh where herones, eagles, owls, and ducks make their home. This property offers privacy and seclusion. Morning sun illuminates the house and property from this incredible lookout. Cozy 900 sqft cottage and separate studio for guests. The living area is an open plan with a stunning gas fireplace. This home has undergone extensive renovation in 2025 which includes kitchens, baths, roofs, windows, decks and fencing, etc, too many items to list here. please connect for full Reno list. Furthermore, there is a separate detached self-contained suite and workshop. It is currently used as an art studio and guest house; it has a kitchenette and a 3-piece bathroom. This could also be a rental or a home business. The possibilities for this unique property are endless and can only be limited by your imagination.

2942 Sherman Rd, Duncan

Courtesy of eXp Realty

$935,000

1 Beds ⋅ 1 Baths ⋅ 1043281 MLS

Now just $935,000- Rare Oceanfront opportunity in stunning Maple Bay by Sansum Narrows close to Stoney Hill Regional Park- one of the best 3 km trails with the most spectacular views on the Island. Over 1.3 Acres of privacy, trees and an incredible 120 feet of low bank on your own beech. Looking over the Ocean at Saltspring Island from your deck you will be immersed with tranquility and nature all around you. Upgraded 200 amp electrical service to the property for future plans. Upgraded water filtration systems. Driveway improvements. Currently you will find a quaint but modern 480 sq ft 1 bed 1 bath cottage with Woodstove, a large balcony and deck. Bring your ideas or see the sketches from a local builder for your dream home on your own little piece of paradise. Includes your own dock/private moorage. The possibilities are endless. Close enough to Maple Bay Marina, Genoa Bay and Restaurants and Pubs but also far enough away to relax, a must see.

8873 Stoney Hill Rd, Duncan

Courtesy of eXp Realty

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